SBI Se Loan Kaise len: How To Get Loan From State Bank of India.

Hello friends, welcome to all of you in today’s new article, in today’s race, all people are generally required for loans, that’s why you will tell everyone through this post that all of you can get your personal loan from State Bank of India. How to avail loan Interest starts at 11.05% per annum from State Bank of India.

Let us tell you that all of you can take a maximum of 20 lakh rupees from this bank for a time period of 6 years. SBI also gives free approved personal loan and pension loan to all of you, information about how to get loan from all the loan holders bank. Described below.

SBI Personal Loan 2023

1 SBI COVID Personal Loan

• How many types of personal loan are allotted by SBI?
• Let us tell you that it is made available by the State Bank of India.
• Purpose of SBI Covid Personal Loan Individual can take for the treatment of himself or a member of his family who is infected with Covid. The period is given up to 5 years and its processing charge is taken equal to hearing by the bank.

2 SBI Pension Loan

• Family pensioner and defense pensioner are given by the central or state government level to meet the economic need.
• Loan amount is provided up to 14 lakhs for central or state government employees.
• This amount is available for defense pensioners up to 14 lakhs.
• And for family pensioners, this amount has been estimated up to 5 lakhs.
• Let us tell you all that,
• For central or state government employees, up to 5 years are given to repay the loan of Rs 14 lakh.
• For defense pensioners, the tenure to repay that loan is given up to 7 years.
• And the loan that is provided to the family pensioner is given up to 5 years to repay the loan.

3. SBI Express Credit Personal Loan

Objective: To meet the personal needs of applicants having salary accounts with SBI

• Loan Amount: Up to Rs.20 lakh
• Duration: 6 months-6 years

4. SBI Pre-approved Personal Loan

Objective: To offer instant personal loan through SBI YONO app to customers

• who have a savings bank account with SBI
• Loan Amount: Up to 8 Lakh

5. SBI Quick Personal Loan

Objective: To meet the personal needs of job seekers who do not have a salary account with SBI

• Loan Amount: Up to Rs.20 lakh
• Tenure: 6 months- 6 years
• Processing Fee: 1.50% of the loan amount (Rs 1,000- 15,000) + GST

6. SBI Real Time Express Credit Personal Loan

Purpose: This loan is offered to Government and Defense Salary Package customers through YONO App which is completely digital and the loan amount is also transferred instantly.

• Loan Amount:
• Minimum loan amount: Rs.25000
• Maximum loan amount: Rs.30,00,000 for RTXC. 35,00,000 for RTXC Elite and Rs.
• Duration: 6 months -6 years
• Processing Fee: Up to 0.75% of the loan amount

7. SBI Express Flexi Personal Loan

• Purpose: Xpress Flexi Personal Loan is an overdraft facility offered to salaried individuals having Diamond and Platinum category salary package accounts with SBI.
• Loan Amount: Rs.1 Lakh to Rs.25 Lakh, 24 times of Net Monthly Income
• Tenure: 6 months to 6 years
• Personal Loan Eligibility and Terms
• To avail SBI Express Credit Personal Loan, the applicant should have a salary account with SBI.
• The minimum monthly income of the applicant should be Rs.15,000.
• Should be EMI/NMI ratio should be less than 50%
• Applicant should be working in Central/State/Semi-Government, Central/State Public Sector Undertakings, selected corporate and nationally recognized educational institutions
• Employees of Central/State/Semi-Government, Central/State Public Sector Undertakings, Educational Institutions of national repute are eligible to avail SBI Express Credit Personal Loan.
• Employees working with select corporates can avail SBI Xpress Credit Personal Loan with or without affiliation with the bank
• Apart from the above-mentioned eligibility criteria, like other lenders, eligibility for SBI personal loan may also depend on the credit score of its applicants.

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Vikash Kumar

I am Vikash Kumar. I am a blogger and content creator at DKRESULT.COM, I have experience in various fields including government jobs updates, government schemes, latest news updates, tech trends, current events in various fields including sports, gaming, politics, government policies, finance and etc.